Short Term Business Loans
1300 100 500
Caveat Loans in Australia

CAVEAT LOANS / FIRST AND SECOND MORTGAGES

We can assist with the most competitive caveat loans available that suit your business needs. A caveat loan is a type of short term business loan that is secured against residential , commercial or industrial property. We can also assist with First / Second Mortgages and Bridging Finance.

These private loans need to be for business purposes. Caveat loans are amongst the most popular small business loans available due to how quickly they can be organised and funded.

HOW QUICKLY CAN I RECEIVE FUNDING ?

Funding can be as quick as 5 business days but is dependent on how quickly all supporting documentation and information is provided when requested.

DO I HAVE TO PROVIDE SECURITY FOR THE LOAN ?

Caveat Loans or First or Second Mortgages are simply asset lend type of loans and are secured against real estate (usually residential or commercial property or land).

WHAT IS THE APPLICATION PROCESS?

We understand time can be a significant constraint for small business owners, therefore we have made our application process as simple as possible.

First step will be completing our Express Enquiry Form, we will then check your eligibility and provide you with an Indicative Quote. Once your Eligibility is Confirmed we will Send You the Letter of Offer. Once this is signed and returned the funds can be deposited into your business bank account.

WHAT IS THE TYPICAL LOAN SIZE ?

Loan Amounts for Caveat Loans or Second Mortgages start at $5,000. First Mortgage loan amounts start at $50,000.

WHAT IS THE MAXIMUM LVR AND LOAN TERM AVAILABLE ?

For our Caveat Loan or Second Mortgage products the Maximum Lvr is Usually 70 - 75% but on a case to case basis we will consider 80% Lvr. The loan term is usually 2 -12 months.

For First Mortgages the Maximum Lvr is 65%. The loan term is usually 2 -12 months.

WHAT ARE CAVEAT LOANS TYPICALLY USED FOR ?

Business Expansion
Fund Business Growth
Business Cash Flow Crisis
Purchase Stock and Equipment
General Working Capital